$key = wp_hash($username . $pass_frag . '|' . $expiration, $scheme);
$hash = hash_hmac('md5', $username . '|' . $expiration, $key);
$key = wp_hash($username . $pass_frag . '|' . $expiration, $scheme);
$hash = hash_hmac('md5', $username . '|' . $expiration, $key);